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Finance Options

Shackletons offer various credit options on specific product ranges, including up to 2 years interest free credit, a deposit maybe required. Buy Now, Pay in 12 Months, a deposit maybe required*

Credit options are also available in store.

Credit is provided by an external finance company and Credit is subject to acceptance.  Credit is only available on orders totaling a value of £1000 and over.

Call us on 01200 444488 to apply

2 Years Interest Free Credit

With our 2 Years Interest Free Credit option, deposit maybe required.

Finance is offered on orders with a total value of £1000 and over. A deposit may have to be taken, however the minumum value you can finance is £500.

Payments are taken over 24 monthly payments and are made by direct debit.

Buy Now - Pay Later

Our Buy-Now-Pay-Later credit option offers another flexible way to buy online.

You can buy your furniture today and then pay for it in 12 months time. You can settle the outstanding balance in full at any time within the 12 month period without incurring any interest or penalty.

The initial 12 month period is completely interest and penalty free. After the 12 month period, if you chose not to pay off the outstanding balance, your balance is transferred to a further 4 year finance plan with a fixed rate of 19.9% APR.

Up to 5 Years Credit

With our 5 Years Credit option deposit maybe required.

Finance is offered on orders with a total value £1000 and over. If you wish to pay a deposit you can do however, we can only offer finance on a minimum of £500.

Payments are taken over 60 monthly payments and are made by direct debit with an APR of 12.9%.

What if I don't want credit or finance?

No problem - if you would prefer not to take up the interest free credit offer you can pay by debit card or by most major credit cards online or by phone by calling us on:

01200 444488

We also accept payment by PayPal. Payments made by cash are only permitted in-store- please note that we no longer accept personal cheques.

When do my payments start?

Your finance payments start the month after you have been approved for finance.

For the Buy Now - Pay Later finance option, you are sent a reminder around 8 weeks prior to the settlement date by the finance company, although the it is still with you to remember to pay the balance before the 12 month interest free period expires.  To settle the finance you must contact the finance company directly. The contact details of the finance company are sent to you upon approval of your credit application.

Can I pay the balance of my credit early?

Yes, with any of our finance options you can pay off the remaining credit at any time during the period of the loan without any penalties.

 

* Certain items (eg Sale items, Greenhouses, HSP Garden Buildings) are excluded from the Interest Free Finance payment method- please contact us for details