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Finance options

Klarna fast and secure instant credit. Apply online and complete your purchase in just a few minutes. Simply spend £1000 or more and choose to apply for finance on checkout. Complete your paperless application today!

We offer various credit options on specific product ranges, including up to 2 years interest free credit. 

Call us on 01200 444488 for more information.

Credit options are also available in store.

Credit is provided by Klarna Bank AB (publ) and is subject to acceptance. Credit is only available on orders totaling a value of £1000 and over.

You must be aged 18 or over and employed at least 16 hours per week, have a good credit history - no late payments, debt relief orders, CCJ's, IVA's or bankruptcies, be a permanent UK resident and be able to supply a UK address history for the last three years.

What if I don't want credit or finance?

No problem - if you would prefer not to take up the interest free credit offer you can pay by debit card or by most major credit cards online or by phone by calling us on: 01200 444488

Payments made by cash are only permitted in-store.  Please note that we no longer accept personal cheques in store

When do my payments start?

Your finance payments start the month after you have taken delivery of your order.

Can I pay the balance of my credit early?

Yes, with any of our finance options you can pay off the remaining credit at any time during the period of the loan without any penalties.

* Certain items (eg Sale items, Greenhouses, HSP Garden Buildings) are excluded from the Interest Free Finance payment method- please contact us for details

Who provides the finance?

Shackletons Garden Centre Ltd acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ).
Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply.  Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431.

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